Multifamily Loan Programs
- Multi Family -Loan Programs
- Multi Family -New Construction
- Multi Family Acquisition Loans
- Multi Family Substantial Rehab  
- Multi Family- Refinance
- HUD Section 202 Refinance

Health Care Loan Programs
- Skilled Nursing/Assisted Living Facility - New Construction
- Skilled Nursing/Assisted Living Facility - Acquisition
- Skilled Nursing/Assisted Living Facility - Refinance   
- Mobile Housing Loan Programs
- Manufactured/Mobile Housing Housing - New Construction 
- Manufactured/Mobile Housing - Acquisition
- Manufactured/Mobile Housing - Refinance

Conduit Lending Programs

Hard Money Loan Programs

Multifamily - New Construction

90% Loan-to-Cost
Interest-only construction loan that automatically converts to 40-year permanent financing
40 Year Amortization
40 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield of 10% of cost allowed to be used towards equity requirement
No personal liability (non-recourse)
Negotiable pre-payment terms
1:10 Minimum Debt Service Coverage
This loan is always assumable
Third-party expenses and loan costs are financeable.
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Multifamily - Acquisition

85% Loan-to-Value
35 Year Amortization
35 Year Term (no balloon)
7.5% Seller promissory note allowed for down payment requirements
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield No personal liability (non-recourse)
Negotiable pre-payment terms
1:18 Minimum Debt Service Coverage
This loan is always assumable
Third-party expenses and loan costs are financeable.
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Multifamily - Refinance     

85% Loan-to-Value (80% with cash out)
35 Year Amortization
35 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield.
No personal liability (non-recourse)
Negotiable pre-payment terms
1:18 Minimum Debt Service Coverage
This loan is always assumable
Third-party expenses and loan costs are financeable.
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Multi Family- Substantial Rehabilitation

Offers more favorable terms than traditional two- step construction and permanent financing. With this program, there is only one clos ing, and one interest rate lock, which is always lower than traditional bank financing. This program utilizes an interest only  (interest is capitalized into the mortgage) construction loan that automatically converts to a 40-Year Permanent fixed rate mortgage  upon completion of construction.
90% Loan-to-Value
40 Year amortization
40 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten Year Treasury yield.
Developers Fee  of 10% of cost allowed to be used towards equity requirement
No personal liability (non-recourse)
Negotiable pre-payment terms
1:10 Minimum Debt Service Coverage
This loan is always assumable
Third-party expenses and loan costs are financeable.     Apply Here

Skilled Nursing/Assisted Living Fac-New Construction

90% Loan-to-Cost
Interest-only construction loan that automatically converts to 40-year permanent financing
40 Year Amortization
40 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield
No personal liability (non-recourse)
Negotiable pre-payment terms
1:10 Minimum Debt Service Coverage
This loan is always assumable
Third-party expenses and loan costs are financeable.
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Skilled Nursing/Assisted Living Facility- Acquisition

85% Loan-to-Value
35 Year Amortization
35 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the
Ten-Year Treasury Yield
No personal liability (non-recourse)
Negotiable pre-payment terms
1:18 Minimum Debt Service Coverage
This loan is always assumable
Third-party expenses and loan costs are financeable.
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Skilled Nursing/Assisted Living Facility- Refinance

85% Loan-to-Value, no cash out
35 Year amortization
35 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield. No personal liability (non-recourse) Negotiable pre-payment terms1:18 Minimum Debt Service Coverage
This loan is always assumable.  Third-party expenses and loan costs are financeable. Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Manufactured/Mobile Housing - New Construction

90% Loan-to-Cost
Interest-only construction loan that automatically converts to 40-year permanent financing
40 Year Amortization
40 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield
No personal liability (non-recourse)
Negotiable pre-payment terms
1:20 Minimum Debt Service Coverage
This loan is always assumable
Third-party expenses and loan costs are financeable.
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Manufactured/Mobile Housing - Acquisition

80% Loan-to-Value
30 Year amortization
10-30 Year Term
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield.
No personal liability option (non-recourse)
Negotiable pre-payment terms
1:20 Minimum Debt Service Coverage
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Manufactured/Mobile Housing - Refinance

80% Loan-to-Value
30 Year amortization
10-30 Year Term
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten Year Treasury Yield.
No personal liability option (non-recourse)
Negotiable pre-payment terms
1:20 Minimum Debt Service Coverage
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

Substantial Rehabilitation Insured Loan Program

Offers more favorable terms than traditional two- step construction and permanent financing. With this program, there is only one clos- ing, and one interest rate lock, which is always lower than traditional bank financing. This program utilizes an interest only (interest is capitalized into the mortgage) construction loan that  automatically converts to a 40-Year Permanent fixed rate mortgage  upon completion of construction.
90% Loan-to-Value
40 Year amortization
40 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten Year Treasury yield.
Developer s Fee  of 10% of cost allowed to be used towards equity requirement
No personal liability (non-recourse)
Negotiable pre-payment terms
1:10 Minimum Debt Service Coverage
This loan is always assumable
Third-party expenses and loan costs are financeable.     Apply Here

Conduit Lending Programs

Property types: Office, industrial, retail, flagged hospitality
75-80% Loan-to-Value
20-30 Year Amortization
10-30 Year Term
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten Year Treasury Yield.
No personal liability (non-recourse)
Negotiable pre-payment terms
1:25 Minimum Debt Service Coverage
This loan is always assumable
Low, fixed closing costs
Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here

HUD Section 202 Refinance

Program Summary:
Recently, HUD issued policy change H 04-21 to the Section 202
Housing Code. This major policy change allows Section 202 communities
to refinance debt at today low rates and use the savings to improve facilities and enhance the living experience for residents.
90% Loan-to-value, no cash out
35 Year amortization
35 Year Term (no balloon)
No maximum loan amount
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield.
Negotiable pre-payment terms
1:18 Minimum Debt Service Coverage
Third-party expenses and loan costs are financeable.
Net Operating Income and valuation may utilize Section 8 Contract rents. Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes.     Apply Here