Investor Commercial Property Financing

Loan Program Features 500K and up with no Maximum

Loan Terms                  Fixed Rates for 3mos, 2yr, 5yr, 10 and 30 year

Amortization                15 - 30 years

Loan-to-Value              Up to 90%

Debt Service Ratio        1.20 or more

Closing Time                30 - 60 Days

Rate Lock Period          30-60 Days

Reserves                     Vary

Prepayment Options       Flexible with Declining Fixed Prepays,  Defeasance Yield            Maintenance (program dependent)

Recourse                     Some loans are Non-Recourse with the exception of required carve outs, others are vairous levels of Recourse depending on LTV

Initial 3rd Party Fees      $5,000 and up

Cash Out Refinancing      Available