Common sense underwriting that will afford strong borrowers with a good property to obtain a High Loan-To-Value (LTV) Loan.
Things that your High LTV Commercial Loan DOES NOT HAVE!
YIELD MAINTAINANCE
MANDATORY LOCKOUTS
BANK LOAN COMMITTIES
MAXIMUN BORROWER LIMITS
CONDUIT DEFEASANCE
HIGH UP FRONT FEES
Most property types accepted, no new debt service constraints, personal income accepted ( on High LTV Financing under 1 Million) to get loan if necessary.
Conduit Crusher™
$500,000 to $10 Million
A or B Grade Property
No Legal opinion
No 10 Yr Balloon
No Stress or Fitch Constraints
Low 3rd Party Fees
No Impound Replacement Reserves
No Defeasance
No Yield Maintenance
Rates YES...from 160 to 190 BPS over respective US Treasury : example 10 yr 4.49%+169= 6.18%