These Hard Money Programs are a great choice for any Borrower that is looking for a Commercial Hard Money, Bridge, Acquisition, Construction, Rehab, or Refinance loan.  It is also a good choice for acquiring any type of of commercial property such as auto dealerships, gold mines, hotels, motels, refineries, gas stations, office buildings, REOs, self-stowage, etc.

Interest Only Program 

 Loan Amount Min/Max: $1 Million - $5 Billion+

 Countries:  USA and friendly International Countries

- LTV/LTLA as high as 99.80% (depending on the loan request) **

- Fix rate from 1% to 3% regardless of FICO score

- Documentation:  SIVA (Stated Income Verified Assets)

- Up to 1 year to make your first payment

- Up to 40 years

- No Prepayment Penalty (PPP)

- MANDATORY Down Payment including Refinances

 Principal & Interest Program

 Loan Amount Min/Max: $1 Million - $5 Billion+

 Countries:  USA and friendly International Countries

- LTV/LTLA as high as 99.80% (depending on the loan request) **

-  Fix rate from 2.5% to 4.5% regardless of FICO score

-  Documentation:  SIVA (Stated Income Verified Assets)

-  Up to 6 months to make your first payment

-  Up to 30 year term

-  No Prepayment Penalty (PPP)

-  MANDATORY Down Payment including Refinances ________________________________________________________ 

** Note on LTLA = (Loan To Value Loan Amount).  Lending source is not an Equity Base Lender.  Lender does not care about the equity in the project or how much the client has already put into the project.  Thus lender does not need an appraisal or financials, lending source bases LTV on the requested Loan Amount (LTLA) and not the value.  Must show proof of down payment prior to receiving the Approval Agreement.  For 2010 and beyond (Skin-in-the-Game) Down Payment rules!

See Down Payment Schedule